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bankruptcyissue


bankruptcyissue
 
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Bankruptcy Automatic Stay

By bankruptcyissue at 2010-07-07 02:01:23
Automatic stay is a potent consumer device that offers protection while consumers are seeking bankruptcy. A bankruptcy automatic stay by definition is a temporary evaluation that gets placed automatically once an individual or company files bankruptcy petition.

As listed in the US bankruptcy code section 362, the automatic stay will provide security to those seeking bankruptcy from almost all creditors. Creditors are also barred from taking any action against the individual seeking bankruptcy
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Declaration of Bankruptcy

By bankruptcyissue at 2010-06-04 06:55:34
Applying for bankruptcy is considered as a shameful act because the individual becomes a laughing stock amongst those who are near and dear to the family. The family gets a stigma and it would even ruin the name of the family. So people try to postpone the bankruptcy application to the maximum extent possible.

Why people are hesitant?

The reasons are many. Apart from what is stated above, the complicated legal procedure involved in bankruptcy cases is the first thing people fear. The oth
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Chapter 11 bankruptcy

By bankruptcyissue at 2010-06-04 06:54:48
In the recent global recession many banks and renowned companies applied for bankruptcy because it was hard to swallow the continuing loss. The stocks and the real estate nose dived. The gloom in the market reduced the sales and it resulted in huge loss to the business. In such circumstances, there was no other option for these companies but to seek bankruptcy. There are several ways of applying for bankruptcy. The most preferred course of bankruptcy application is to file it under Chapter 11 of
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Bankruptcy application, the best way to save yourself

By bankruptcyissue at 2010-06-04 06:54:11
Taking loan is a common phenomenon followed from times immemorial. Be it an individual or a business house or a corporate sector, loans are taken, interest is paid and the loans are repaid. But it so happens that for various reasons, the repayments are defaulted. Frequent defaults cause inconvenience to the businessman. Now, the creditors start pressing for immediate repayment of loans. Legal notices are sent; bank representatives make frequent telephone calls or frequent visits. The businessman
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Bankruptcy application

By bankruptcyissue at 2010-06-04 06:53:26
The process of considering the bankruptcy application by the court involves some tedious procedures. For example, application can be made under Chapter 7 or Chapter 13. In some cases, individuals can file application under Chapter 7 also. All these involve thorough law governing the bankruptcy.

Procedure for filing application:

An individual would find it difficult to cope with the legal formalities involved in such cases. On the top of it, in the year 2005 the bankruptcy law has been ame
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